For any online purchase, there exists a mediator between the seller and buyer technically called the merchant and customer. This third party enterprise is basically collects money from the customer through various means. And then at regular settlement cycles, the amount is transferred to the merchant.
While the customer is least bothered about which payment gateway the online seller makes use of, the merchant is quite keen to choose before integrating it with his/her website.
Some important features to be looked out before binging on one of the many existing gateways are listed below
- All kinds of mobile app integration including Android, Windows and iOS
- APIs for all the mobile based and web based technologies.- The code snippets which can be integrated with website or mobile app developed in any scripting languages like PHP, Java, .Net, Python, Codeva, Android, etc
- Annual maintenance charges
- Initial set up charges
- Time taken for processing the documentation.
- Charges levied per transaction
- Settlement turnaround time which is generally T+2 days.
- support for all master, maestro, rupay or visa debit and credit cards
- Support all international payment
- support net banking feature
- Multi currency support mainly should support indian currency, INR to avoid extra currency conversion charges
- Additional Value added services – majorly includes vendor payments , subscription based recurring payments which need to systematically done, etc
Some of the payment gateway service providers who fulfill all the required important features are listed below:
Formerly known as Zaakpay successfully sets your account within 48hrs. With customized charges levied, it is easy for businesses of all sizes to make use of this service.
Highly beneficial for small e-commerce merchants. No initial set up fee. Currently even the annual maintenance fee is waived off. No minimal transaction required. Huge number of shopping cart kits readily available.
- CC Avenue
Not only supports 27 foreign currencies but allows multi lingual payments including 18 Indian and international languages.
- EBS or EBilling Solutions
Services are provided as per ISO 27001- 2013 standard. Considered to be most secured online payment gateway service provider. Can start off transaction within a day
It is the only bulk payouts Payment gateway provider in India. Lowest transaction charges compared to any other service providers.Systematic and robust approach in clearing settlements.
Only service provider in India who allows merchant to accept, process and disburse payments with its product suite. 24/7 chat support and IVR is available for any kind of customer support.
It is always recommended to have multiple payment gateway facilities imbibed in your website. This eases the customer to make a selection to complete the payment. Also all the documentation has to be very diligently followed inorder to avoid any kind of issues in the future.
Best web development company ensures you to have a website designed and developed with the best possible payment gateway implemented for your business transactions.
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